Free Credit Reports Trans Union Credit Bureau

The Trans Union credit bureau is one of three in the US and one of two in Canada.

Trans Union credit bureau collects business and personal information. They charge a fee for supplying it when requested and only send it when correctly authorized. The Fair Credit Reporting Act guides these transactions. Although the Trans Union credit bureau is in Canada and the US they operate independently.

The Trans Union credit bureau can tell you about a company you are going to do business with or be employed by. They will have information on the financial status, including profit and loss statements, for you to review. You could find out the financial history, how long the company has been in business and who the individuals are behind the company.

Another service of the Trans Union credit bureau is a personal credit check. The main purpose of Trans Union is recording all your personal information including your name, date of birth, social security number, address. Your place of employment could also be included in this report. This information contains any credit line, loans, lines of credit or mortgages you have had. It will show any payments that were missed or late. Be sure to keep your credit rating good by staying on track with your budget.