Business Credit Reports

You can request a business credit report from Experian, Equifax and Trans Union or Dunn and Bradstreet. These are the best known credit reporting agencies. They collect and keep information about all registered companies. A business credit report is available online with any of these companies.

Are you considering employment with a company? You can request a business credit report before accepting the position. This will contain the financial statements and credit history of the company as well as identify the owners. Doing so will determine who you will be working for, and whether or not you will be paid on time and regularly

If your are purchasing, merging with or partnering with another company, a business credit report will shed light on whether or not there are going to be any financial obligations or liabilities you should be concerned about and the overall financial stability of the company as well.

Requests for business reports are made as easily as consumer credit reports. The following types of information are commonly available but may vary somewhat depending on the reporting agency;

•  Actual trade payment experiences

• Public record information

• Company background

• Payment performance as compared to the industry

• Intelliscore - To monitor business accounts and predict the likelihood of derogatory payment performance

• Business Summary - Where the cost of a full profile is not justified

• UCC Filings, legal filings, collection filings

International Profiles for non US companies gathered from the available reporting entities in Europe, the Pacific Rim, Canada, Mexico and South America.

For more information on Business Credit Report, or to choose from a variety of related products and services, choose from the following:

Reports | Monitoring | Scores | 3-in-1 | Debt Help

Last Updated: 01-Sep-2008