Your Best Source For Credit Information
A credit report is a basic financial statement that reports an individual’s financial history in terms of payment of credit bills, loans and mortgages, and other credit related information. It shows whether or not an individual is in debt, how much, and for how long.
Credit reports are used by major financial companies to sanction credit [...]
Continue Reading Uses and Access to Credit Reports
A credit report is used by potential creditors to evaluate the credit worthiness of an applicant. This report contains a detailed record of the amount borrowed by you, the payment history, amount of credit available and the length of your credit history etc. These records are compiled and maintained by three credit reporting agencies, Experian, [...]
Continue Reading What is a Credit Report and Why You Should Hire a Credit Repair Company
Credit Report Errors are here to Stay
The credit bureaus will never produce accurate credit reports. Does this shock you? You might be even more surprised to know that congress has acknowledged this fact and created legislation that virtually guarantees a continuation of credit reporting errors and the necessity for vigilant credit repair. Is that crazy? [...]
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There are numerous articles and informative resources that contain tips and advice regarding secured cards in the United States, but what about those consumers who need a Canadian secured credit card? Are there secured card options for Canadian cardholders? The truth is out there, and we are getting to the bottom of it. If you [...]
Continue Reading 5 Things You Need to Know About a Canadian Secured Credit Card
Tags: About, Canadian, Card, Credit, Know, Need, Secured, Things
If you’ve been facing credit challenges and haven’t been able to obtain credit, you may be getting ready to apply for secured credit cards. Before you do, you need to realize that not all secured cards are created equal. Here are some things to consider before submitting any secured credit card application…
The Deposit
When you apply [...]
Continue Reading What You Need to Know Before You Apply for Secured Credit Cards
It is an unfortunate truth that the credit repair industry as a whole has taken a lot of heat because of the actions of several unethical and (sometimes) illegal credit repair organizations. The Federal Trade Commission has worked with various states\’ attorneys general to shut-down those credit repair companies that operate outside of legal procedure. [...]
Continue Reading Credit Repair Scams And What To Look Out For
We have all seen the advertisements on the Internet telling us that we are entitled to free credit reports. But many people want to know if they can get their free credit report without a credit card? In short the answer is no, because if you want to check your free credit report without a [...]
Continue Reading Getting A Credit Report With Your Credit Card, Be Careful!
The credit Report and Credit Score is used to check your credit rating . Credit scores are based on the data provided by the credit reporting agencies that indicate payment history, accounts, etc. Today most lenders and retailers take the information from your credit report and credit score to lend credit. These financial reports help financial institutions and credit card [...]
Continue Reading Credit Report and Credit Score
Monitoring your credit score is a good way to keep track of your credit rating. Consumers should be well informed about the ways to avoid getting into a deep financial mess. If you are thinking about getting a car loan, purchasing a new Mac notebook or getting another credit card, check your credit report first. Carrie Kunz, the [...]
Continue Reading Tips On Reporting Credit And Credit Monitoring
Canadian Prepaid Credit Cards can be used much like a regular credit card in the sense that you don’t need to bring cash to make a purchase. These cards usually have a Visa or Mastercard logo on them so they can be used to buy goods or pay for things at merchants and establishments where [...]
Continue Reading The Difference Between Canadian Prepaid Credit Cards and Canadian Secured Credit Cards
Tags: Between, Canadian, Cards, Credit, Difference, Prepaid, Secured
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